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WebOrder your credit report and review it carefully. Make a list of your debts and prioritise them from most important to least important. Cut out all unnecessary expenses and use the extra cash to pay off your debts one by one. Negotiate or consolidate your debt by talking to your credit/service providers about a rate reduction. WebNov 11, 2024 · Anyone who lends money to someone is a creditor. Debtors are obligated to make payments on their debt obligations with interest to the creditor. Creditors expect repayment from their principal with interest when they loan out money. If these payments aren’t made, creditors will hire or employ collectors to get the money. edge color in python
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